The highlights of the insurance program are:
Cause of Loss:
“All risk” Coverage, except as excluded, is provided for your instruments and related equipment and accessories.
This coverage is provided on an “agreed value” basis. If we agree to insure your instrument, that insurance limit will be the amount agreed to be the value for the purpose of this insurance.
Musical instruments are covered on a worldwide basis.
Rate per $100 of insured value:
The WHC Harp Insurance program rate of $.50/$100 of coverage is among the lowest available worldwide.
Additionally Acquired Instruments:
Coverage may be extended, under the same terms as indicated in the proposal, for “additionally acquired” instruments in your care, custody, and control, for up to 90 days from the date the instrument was acquired.
This program is underwritten by the Hanover Insurance Company.
Detailed info can be found at: